Payment giants fully integrate stablecoins! Visa and Stripe lead the global payment system transformation

Recently, the world's two major payment giants Visa and Stripe have announced significant measures to fully integrate stablecoin related businesses, laying out a comprehensive layout from settlement scenarios to enterprise services. This not only highlights the important value of stablecoins in the global payment market, but also indicates that the global payment system is entering a key node of digital transformation, opening a new stage of "payment as settlement".

As a leading enterprise in the global payment field, Visa has taken the lead in promoting stablecoin settlement and advancing the deep integration of traditional payments and digital assets through practical actions. In December 2025, Visa officially announced the launch of stablecoin settlement services in the United States. This initiative is not a temporary layout, but based on mature business accumulation in the early stage. As of November 30, 2025, Visa's monthly stablecoin settlement volume has reached an annualized level of $3.5 billion, demonstrating the strong market demand and feasibility of stablecoin settlement. It is reported that Visa's stablecoin settlement service integrates digital assets and blockchain technology, integrates multiple compliant stablecoins, and relies on its global payment network to achieve more efficient and low-cost cross-border and domestic settlements, further enriching the diversity of payment platforms.

Visa's stablecoin layout has more long-term strategic considerations, with the core goal of building a multi currency, multi chain payment foundation to help global partners reduce payment costs and improve settlement efficiency. Previously, Visa had collaborated with companies such as Paxos and Circle to integrate multiple fiat pegged stablecoins such as USDG, PYUSD, EURC, and expanded support for multiple blockchains such as Ethereum, Solana, and Stellar. The launch of stablecoin settlement services in the United States is an important step in its global strategy. Unlike issuing stablecoins on its own, Visa's core strategy is to open its own payment network and support the settlement of third-party compliant stablecoins. This not only avoids regulatory risks associated with direct issuance, but also fully leverages its network advantages to promote the widespread application of stablecoins worldwide.

Following Visa, the globally renowned payment infrastructure company Stripe has also accelerated its layout in the stablecoin field, launching targeted enterprise service solutions to further expand the application scenarios of stablecoins. Stripe has officially launched Stablecoin Financial Accounts covering 101 countries and regions, breaking down the barriers between stablecoins and traditional financial tracks and achieving seamless integration between the two. Enterprises can complete the receipt and payment, fund collection, and cash management of stablecoins and traditional fiat currencies through the same backend, without the need to switch multiple systems, greatly improving the efficiency of enterprise fund management and reducing operating costs.

Stripe's move precisely meets the payment needs of global enterprises, especially for cross-border e-commerce, platform based enterprises and other scenarios, fully leveraging the efficient settlement advantages of stablecoins. As a full stack payment enterprise serving multiple currencies and payment scenarios worldwide, Stripe, with its mature risk control system and extensive market coverage, deeply integrates stablecoin services with its existing payment infrastructure. This not only solves the tedious process of switching between stablecoins and traditional currencies for enterprises, but also ensures the security of fund transactions through built-in compliance and risk control mechanisms, allowing enterprises to use stablecoins with confidence to conduct business.